How it works
One assessment. Every program that fits.
Banks decline uneven cash flow. Our marketplace reads the same file differently — and routes it to the providers that fund those situations.
- 1
Tell us your situation
A short conversational intake — plain questions, no multi-page application, no hard credit pull.
- 2
AI structures your file
We organize revenue, obligations and credit events the way underwriters actually read them.
- 3
Get matched and funded
See the programs whose requirements fit your file, then apply with a specialist alongside you.
Funding programs
Capital built for real files.
Tax liens, judgments, NSF activity or multiple advances don't disqualify you here — they determine which program you're routed to.
MCA consolidation
Replace stacked daily debits with one structured monthly payment.
$50K – $1M
Revenue-based capital
Funding priced off deposits, not just credit score.
$25K – $2M
SBA & term programs
Longer amortization for businesses ready for bankable structure.
$100K – $2M+
Working capital lines
Revolving access for payroll, inventory and project starts.
$25K – $500K
Recently funded
Real files. Real outcomes.
Businesses matched through Werkwallet after traditional options fell through.
“Werkwallet helped us access working capital when traditional options weren't the right fit. We restocked inventory and kept growing.”
“The funding helped us cover equipment, labor, and project costs so we could take on larger demolition jobs.”
“Werkwallet helped us secure capital for production needs and fulfill larger customer orders with confidence.”
“With additional capital, we expanded our fleet, supported our team, and kept up with growing demand.”
“Werkwallet helped us improve cash flow, purchase parts, and service more commercial fleet customers.”
Funding assessment
Get matched in about two minutes.
Share the basics and a funding specialist reviews your file the same day. No hard credit pull, no obligation.
Ready when you are
Funding intelligence, ready to qualify.
See which programs fit your file in about two minutes. Free, no obligation, no hard credit pull.
Prefer to talk first? or call 1-888-745-1033 ext. 800. Try the AI assistant.