Alternative business funding

You're not "high risk."
You're just in the wrong system.

Banks reject uneven cash flow, tax liens, judgments, prior MCA stacks, and rapid growth they can't model. Every unnecessary "apply and hope" hits your file — and your time.

Start my free assessment

Declined

One bank's "no" isn't your file's fit. Ours filters for what actually funds.

Step one

Welcome to Werkwallet AI.

If your business has tax liens, judgments, NSF activity, prior lender defaults, or multiple MCA balances, you're in the right place. Complete the assessment below and we'll match you with funding options that fit your situation.

Funding Request & Business Information

Provide details regarding your requested funding amount and business entity.

Enter funding amount (USD)*Do you need to pay off merchant advances? If so, how many?

Borrower's full name*Business name*Business addressBusiness start dateIndustryBest contact number*Email*

Borrower Personal Information

Personal details of the primary business owner / applicant.

Home address

Authorization & Electronic Authorization

Review and agree to assessment disclosures and provide your electronic signature.

I authorize Werkwallet and its partners to review and process funding opportunities.I consent to receive calls, automated texts, and emails regarding credit offers and financial services at the contact information provided.By providing my name below, I affirm that I have read, understood, and legally agree to all terms of this assessment.

Type name to authorize*

How it works

Just answer the chat. Your profile builds itself.

No jargon, no blind applications. Once we capture a few basics, we unlock your detailed checklist and match you with participating providers whose requirements align with your situation. Your file becomes underwriter-ready.

Conversational intake

Answer plain questions in chat — no forms, no multi-page applications.

Zero hard credit pulls

Your file stays clean while we assess fit across participating providers.

Underwriter-ready file

We structure your profile the way underwriters actually read it.

Bank-level encryption

Every detail you share is encrypted end to end, always.

Recently funded

Real files. Real outcomes.

A sample of businesses matched through Werkwallet AI in the last funding cycle.

$350KFunded

MCA consolidation for a logistics company carrying three active advances.

$180KFunded

Working capital secured in 11 days after a traditional bank decline.

$300KFunded

Fleet expansion financing for a growing regional delivery operator.

Approved

Funding intelligence,
ready to qualify.

Launch the free AI assessment now. Not sure where to start? Book a 15-minute call or speak with a live specialist — we'll point you to the right program before you apply anywhere else.

Launch free AI assessment

1-888-745-1033 ext. 800

You're not "high risk."You're just in the wrong system.