See your options
Find potential funding paths based on your goal, revenue, credit range, and requested capital.
Business funding, made clearer
You got declined.
Now what?
About 2 minutes·No hard credit pull·No obligation
Preliminary assessment only. Final approval, rates, and terms are determined solely by the funding provider.
A clearer way forward
Value before paperwork.
Know what to expect
See one primary path, a potential range, and the reasons it appeared.
Move forward
Know what information and documents to prepare before continuing.
Verified customer outcomes
Real funding needs. Clear next steps.
$250K–$500K
Auto Body Facility · Florida
Funding need
Working capital and parts replenishment
Result
Application routed to an appropriate funding provider.
$150K
Robotics Company · Texas
Funding need
Business growth and inventory runway
Result
Application submitted for specialty-provider review.
$100K
Demolition Contractor · Ohio
Funding need
Working capital after a conventional bank decline
Result
Application submitted for a structured credit-line review.
Examples describe submitted or routed applications, not guaranteed funding outcomes.
Panel 1 · Find your fit
One question. One answer. One next step.
Six focused questions turn your situation into a primary funding path and no more than two alternatives.
Before you start
Straight answers.
Will this affect my credit score?
No hard credit pull is used for the initial Werkwallet assessment. A provider may request permission for a credit review later.
Why would a bank decline a business?
Banks weigh factors such as credit, cash flow, time in business, industry, collateral, and internal lending rules. A decline from one source does not describe every possible path.
What documents may be needed?
Many providers begin with the last 3 months of business bank statements. Longer-term programs may also request tax returns, financial statements, debt schedules, or purchase documents.
Assessment first. No SSN, EIN, bank login, or documents are required to see your initial match.