Werkwallet
Pay Old Lenders.
Fund New Projects.
$50,000 – $2,000,000 in working capital and MCA payoff funding — matched in minutes, even after a bank decline.
- No hard credit pull
- 2-minute check
- Funding in as little as 11 days
Free · No obligation · Your file stays clean
MCA payoff & project capital, matched in minutes.
Have you been declined? Try Werk!
Banks say no to uneven cash flow. We don't.
Tax liens, judgments, NSF activity, stacked MCAs, or growth a bank can't model — we match your file to providers that fund those situations, with no hard credit pull.
One bank's "no" isn't your file's fit. Ours filters for what actually funds.
Step one
Welcome to Werkwallet AI.
If your business has tax liens, judgments, NSF activity, prior lender defaults, or multiple MCA balances, you're in the right place. Complete the assessment below and we'll match you with funding options that fit your situation.
How it works
Just answer the chat. Your profile builds itself.
No jargon, no blind applications. Once we capture a few basics, we unlock your detailed checklist and match you with participating providers whose requirements align with your situation. Your file becomes underwriter-ready.
Answer plain questions in chat — no forms, no multi-page applications.
Your file stays clean while we assess fit across participating providers.
We structure your profile the way underwriters actually read it.
Every detail you share is encrypted end to end, always.
Recently funded businesses
Real files. Real outcomes.
Businesses matched through Werkwallet after traditional options fell through.
“Werkwallet helped us access working capital when traditional options weren't the right fit. We restocked inventory and kept growing.”
“The funding helped us cover equipment, labor, and project costs so we could take on larger demolition jobs.”
“Werkwallet helped us secure capital for production needs and fulfill larger customer orders with confidence.”
“With additional capital, we expanded our fleet, supported our team, and kept up with growing demand.”
“Werkwallet helped us improve cash flow, purchase parts, and service more commercial fleet customers.”
Funding intelligence,
ready to qualify.
See which programs fit your file in about two minutes. Free, no obligation, and no hard credit pull.
Prefer to talk first? or call 1-888-745-1033 ext. 800. Or try the AI assessment.