🔓Pay Off Old Lenders and Fund Projects w / Werkwallet

Werkwallet helps businesses consolidate multiple high-interest Merchant Cash Advances into a single, lower-interest loan with manageable monthly payments instead of daily withdrawals. We primarily use SBA 7(a) loans and other bank term loan products to refinance your existing MCAs, potentially saving you thousands each month while providing additional growth capital.

We offer funding solutions from $50,000 up to $15 million, depending on your business's revenue, time in business, and overall financial profile. The exact amount you qualify for will be determined during our pre-qualification process, which evaluates your specific situation and needs.

To start, we only need your last 6 months of business bank statements for pre-qualification. If you decide to move forward with a formal application, additional documents will be required, such as business tax returns, personal tax returns, business licenses, and information about your existing MCAs. Our team will guide you through each step of the process.

Yes, we work with businesses that have tax liens, judgments, and defaults. Unlike traditional lenders who may automatically decline these situations, we evaluate each case individually. These issues can often be resolved as part of the funding process, using a portion of the new loan to satisfy these obligations.