werkwallet

Business loan declined? Don't stop at the bank.

A bank rejection doesn't mean your business has run out of options.

Werkwallet helps business owners explore alternative financing solutions, including SBA 7(a) financing, business term financing, business lines of credit, non-SBA MCA consolidation, and additional working capital, where available.

Whether the issue is a tax lien, judgment, existing MCA balances, prior defaults, or underwriting requirements, we'll help you explore what's available based on your business profile.

Find My Financing Options

No hard credit inquiry to complete the assessment.

What you can explore here

  • Explore financing beyond the traditional bank decision.
  • See whether consolidating existing MCA balances makes sense.
  • Understand options based on your revenue, cash flow, and business profile.
  • Complete a free assessment with no hard credit inquiry.

Financing options you can explore

Not every option is available to every business. Your assessment results and business profile shape what's worth exploring.

  • SBA 7(a) financing
  • Business term financing
  • Business lines of credit
  • Non-SBA MCA consolidation
  • Additional working capital, where available

How Werkwallet helps

  1. 1. Free assessment

    A few questions about your business, revenue, and existing obligations. No hard credit inquiry to complete it.

  2. 2. See what fits

    Review financing paths that may fit your situation — including MCA consolidation, where relevant.

  3. 3. Move forward

    Continue to a full application only if you want to. Real people help at every step.

Take the free assessment and see what you could qualify for.

Find My Financing Options

No hard credit inquiry to complete the assessment.