werkwallet

Have a tax lien? You may still have financing options.

A tax lien can make traditional bank financing more difficult. But a bank decline doesn't automatically mean every financing option is off the table.

Werkwallet helps business owners explore alternative financing based on their revenue, business profile, and existing obligations.

Explore My Options

No hard credit inquiry to complete the assessment.

What you can explore here

  • Explore financing options that may still be available with a tax lien.
  • See whether consolidating existing advances could relieve payment pressure.
  • Understand how revenue and cash flow shape your options.
  • Complete a free assessment with no hard credit inquiry.

Financing options you can explore

Not every option is available to every business. Your assessment results and business profile shape what's worth exploring.

  • SBA 7(a) financing
  • Business term financing
  • Business lines of credit
  • Non-SBA MCA consolidation
  • Additional working capital, where available

How Werkwallet helps

  1. 1. Free assessment

    A few questions about your business, revenue, and existing obligations. No hard credit inquiry to complete it.

  2. 2. See what fits

    Review financing paths that may fit your situation — including MCA consolidation, where relevant.

  3. 3. Move forward

    Continue to a full application only if you want to. Real people help at every step.

Take the free assessment and see what you could qualify for.

Explore My Options

No hard credit inquiry to complete the assessment.